First Nations Finance recognises, respects and acknowledges our First Nations Peoples and all Traditional Ancestral Bloodline Original Owners and their Descendants throughout Australia. We pay our deepest respects to Elders past, present and those of the future, for they have held and still hold their Spiritual Traditional Belonging, Lore, Languages, Ceremonies, Memories and Hopes while maintaining continuity with their Country.

Australia's business non-bank lender

Your loan can have a lasting impact on the lives of many.

Your Supply Nation certified non-bank lender for all Australian businesses

Part of the Nallawilli Group of companies we provide finance to all Australian businesses, including sole traders, small to medium enterprises, publicly listed companies and government organisations. We stand for highly competitive rates and personalised service. Our lending specialists get to know you and your business finding the right finance solution that will put you in control of your business now and into the future.

When you secure a loan through First Nations Finance it can contribute towards your Indigenous Procurement Policy and achieve supplier diversity in accordance with the ‘opportunities’ commitment as part of your Reconciliation Action Plan.

We encourage all businesses with a social agenda that are looking for a competitively priced range of business finance products to reach out and speak with our team.

We deliver competitive loans that also achieve a social return

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Tailored loans available
up to $100M

Across every day business finance & enterprise financing solutions

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Investing in the next generation

We provide opportunities to First Nation entrepreneurs through better more sustainable lending

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20% of all profits go to the PEM Foundation

In support of Indigenous issues including mental health & employment pathways

Our range of business and enterprise finance solutions is extensive

Payables Finance

Payables finance allows you to purchase stock and inventory so the goods can be sold to customers. We provide the funding capital to get you the stock today, helping you sell more tomorrow.

Receivables Finance

A simple, flexible line of credit against unpaid invoices.

Business Loans

Secured and unsecured business loans with loan terms of up to 3 years.

Insurance Premium Finance

Bundle all your insurance costs, inc broker fees, in to one flexible monthly direct debit.

Floorplan Finance

Fund inventory straight from the showroom floor, whether it’s a VIN based asset, heavy equipment or other stock.

Equipment Finance

A fast and flexible way to acquire new equipment for your business.

Vehicle Finance

A fast and simple way to finance cars, trucks, trailers, and yellow goods.

Asset Backed Loan Facility

An asset backed loan facility is often provided for plant and equipment purposes and includes funding for machinery and vehicles, with security provided over a specific asset or a group of assets.

Leveraged Buyouts

Leveraged buyout finance facilities are provided to finance acquisitions in target companies or other substantial assets.

Corporate Bonds

Corporate bonds are long-term debt securities issued predominantly by publicly listed Australian companies and are traded as over-the-counter products on a regulated exchange.

Mezzaine Loans

Reduce the amount of equity in your next development with a Mezzanine Loan.

Supply Chain Finance

Increase working capital with our supply chain finance to facilitate transactions.

Vendor Finance

A vendor finance program allows your business to offer a pay-by-the-month finance solution at the point-of-sale.

Project Finance

Loan facilities are individually negotiated to suit the specific construction and operational needs of the project.

Corporate Loans

Corporate loans may be secured or unsecured and are used to finance mergers & acquisitions activity, capital expenditure needs and increasing working capital.

Real Estate Loans

Loans used for either property development/construction or investing into property.

Convertible Notes

Convertible notes are long-term debt securities issued by businesses. Convertible notes, in most cases, contain the ability for the holder to convert or redeem the note for equity in the underlying issuer.

Meet your Indigenous Procurement Policy & Reconciliation action plan targets

Every loan secured through First Nations Finance can contribute towards your Indigenous Procurement Policy targets. Meet your Reconciliation Action Plan targets and give your business the opportunity to support an Indigenous company committed to making a difference to the lives of First Nation Australians.

Speak with one of our business lending specialists

Interested in finding out more about one of our lending options? Our team are here to answer any questions you may have. Simply fill in the form below and one of our lending specialists will be in touch.

Business lending
Enterprise lending
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